HOW DOES IT WORK?
OPEN SOURCE SOFTWARE
The bank is completely run by open source software, which means the code is accessible by everyone in the world to review and audit for accuracy and security. In fact, check out the code @ https://github.com/CashShareCoin/ShareCoin.
All around America, many ordinary people run the bank software on their personal computers. Local or regional power outages won't be a problem, you will always have access to your account.
CROWDSOURCE TRANSACTION VERIFICATION
Each computer communicates with all other computers to get a majority consensus for transactions. The only way records become inaccurate is when malicious people report false transactions. The massive number of people running the CORRECT software makes it extremely unlikely malicious people CANNOT gain a majority.